Most Hospital Bills Can Be Reduced.
A nurse-led team audits your bill, negotiates it down, and appeals denied claims — so you don't overpay.
Get My Free ReviewFree review · We reply within 24 business hours
Best suited for bills over $5,000 or denied insurance claims on private, employer, or Medicare plans.
Is this for you?
Yes
- A large hospital bill that's wrong or unaffordable
- A denied claim you believe should've been covered
- Managing a parent's bills and in over your head
- You want a pro to handle it for you
Not a fit
- Looking for free DIY tips
- A small bill not worth professional help
- Coverage through Medicaid
What most people don't know
Big bills are full of errors.
Duplicate charges. Wrong codes. Services never given. We find them.
Hospitals expect you to negotiate.
The printed number isn't the final number. We push back for you.
A denial isn't final.
Most denials can be overturned with the right appeal. That's what we do.
How it works
Tell us what happened.
A bill, a denial, or both — in your own words. No documents needed.
Get a written plan.
We tell you what's possible and what it would take — for free.
Decide if we're a fit.
If it makes sense, we take it from there. If not, you'll know your options.
Meet Kristy
Haven was founded by Kristy Shell, RN — 25+ years in healthcare, including years inside a major insurance company. She knows how insurers think, and where their playbook breaks down.
Now she's on your side of the table — not the hospital's, not the insurer's.
RN · 25+ years in healthcare · Nurse-led & independentQuick questions
What does it cost?
The review is free. If we take your case, our work is billed hourly as a professional service — we'll walk you through rates before you commit. We only recommend cases where the potential savings clearly outweigh the fee.
Do I have to send medical records?
No. Just tell us your story to start. If we move forward, we'll request what we need securely.
Do you work nationwide?
Yes — fully remote, all 50 states. (Medicaid disputes follow a separate process we don't handle.)
Is this legit?
Haven is nurse-led and independent. We work for you — not the hospital or the insurer.
Find out what you can actually fight.
Free review. Tell us what's going on — we'll reply within 24 business hours.
Prefer to call? 813-322-5550